The information related to the customer’s personal data is vital and must be secured such as the validity date of the credit card, card number, bank number of the issuing bank and so on, so keep the data and other important documents in a separate place or in digital form. For additional protection just save the data in a digital file that is locked with a password and do not just take notes on paper. During an emergency such as loss of card, you can directly access the data and contact the bank to block and get card replacement immediately.
- Recognize the Cost of Foreign Transactions
As described above, in conducting transactions abroad, usually will be charged administrative costs. You should check with your credit card issuing bank to find out administrative costs, foreign exchange differences, cash withdrawals or fees when using ATM. For it is very important to get information about the things mentioned before using credit cards abroad.
- Confidential Pin Information and Card Security Code
Never tell your credit card information to anyone, especially information about card security code (CSC). CSC is the code with the last 3 digits of numbers that are located behind the card. CSC is often used for credit card checks when in transactions EDC machines do not accept when swiping cards.